Retirement isn’t taxed in a straight line. It’s a domino effect.
One decision—like when you take Social Security, how you withdraw from your accounts, or whether you do a Roth conversion—can quietly trigger a chain reaction of taxes, Medicare premium increases (hello IRMAA), and lost opportunities.
In The Retirement Tax Domino Effect, Lynn Toomey breaks down how the pieces actually connect—and why most retirement plans miss it.
Inside the 42-pages (completely updated for 2026), you’ll learn:
- How Social Security, RMDs, and IRA withdrawals stack on top of each other
- Why one “simple” withdrawal can increase your taxes for years
- How to avoid hidden traps like IRMAA surcharges
- Strategies to create tax-efficient, coordinated income in retirement
This isn’t about complicated tax code.
It’s about seeing the full picture—so you can make smarter decisions before the dominoes start to fall.